We handle customer information responsibly and follow our LendingKart privacy policy at all times.
We handle customer information responsibly and follow our LendingKart privacy policy at all times.
Yes, we follow strict compliance standards, and our processes align with online business loan safety best practices.
Once approved, your unsecured business loan in India is disbursed within just 3 days, with the loan amount directly transferred to your bank account, significantly faster than traditional bank timelines.
Basic KYC, bank statements, and business details are required when applying for a business loan online.
No, our unsecured loans do not require collateral, making it easier to business loan apply online.
GST registration is not mandatory in all cases for a LendingKart business loan. However, having GST registration often strengthens your business loan eligibility by providing clearer financial records and supporting faster assessment.
Yes, you may apply for another loan, provided your repayment history is satisfactory and you meet the LendingKart business loan eligibility criteria. Factors such as current liabilities, cash flow, and credit behaviour are assessed before approval.
Yes, repayment behaviour impacts your credit profile. Timely repayment of your LendingKart business loan can positively influence your credit score, while delayed or missed payments may have a negative effect on your overall business loan eligibility in the future.
Yes, prepayment or foreclosure of a LendingKart business loan is allowed, subject to the applicable terms and conditions shared at the time of loan sanction. Borrowers can also use a foreclosure calculator to estimate the payable amount before opting for early closure.
We offer onboarding assistance, training on how to use the partner dashboard effectively, and continued support to help you manage loan applications and track performance from day one.