We provide access to our ready-to-use APIs, along with documentation and technical support, enabling you to seamlessly integrate our MSME business loan application journey into your website or platform.
We provide access to our ready-to-use APIs, along with documentation and technical support, enabling you to seamlessly integrate our MSME business loan application journey into your website or platform.
No, there is no upfront fee to join our LendingKart partner programme. You can enrol and start collaborating with LendingKart without any initial cost.
Some of the LendingKart partner benefits include access to relationship managers across 4,000+ cities, a personalised dashboard to manage and track portfolios, timely payouts on disbursals, and ready-to-use APIs for seamless loan journey integration. This helps partners monitor and expand their business efficiently.
Maintaining good credit history and stable cash flow can help secure better MSME business loan interest rates.
EMIs are calculated based on loan amount, tenure, and applicable MSME interest rate.
Yes, prepayment can help reduce total commercial loan interest rates paid.
At LendingKart, we primarily offer fixed MSME interest rates, ensuring your EMIs remain predictable throughout the loan tenure. The rate is customised based on your business profile and business loan eligibility, and is clearly communicated before you apply.
Our MSME loan interest rate depends on business risk profile and creditworthiness. We offer customised interest rates that are fair and transparent, starting from 17.25% per annum.
Yes, your business must be operational for a minimum of 12 months to be eligible. This operational history helps us accurately assess MSME loan eligibility and your business’s repayment capacity.
A good score helps, but we consider multiple parameters beyond credit score alone.