Yes, self-employed professionals and MSMEs can apply with us, provided they meet basic income and documentation requirements under our business loan eligibility criteria.
Yes, self-employed professionals and MSMEs can apply with us, provided they meet basic income and documentation requirements under our business loan eligibility criteria.
We calculate the eligible amount based on turnover, cash flow, credit profile, and existing liabilities. You can also get an estimate using a business loan eligibility calculator.
Our interest rates are determined based on your business profile, turnover, creditworthiness, and repayment capacity, even when you opt for a business loan instant approval.
We offer customised interest rates that are fair and transparent, starting from 17.25% per annum. The final rate depends on your risk assessment and business loan eligibility, and is clearly communicated before you apply online with us.
We charge interest as per the agreed loan structure, which is clearly explained during the online business loan apply process.
Yes, a shorter tenure usually lowers the overall interest costs, making it beneficial for a business loan for new business with quick turnover.
Higher turnover generally improves loan terms, as it indicates better repayment capacity and supports faster business loan apply online approvals.
Yes, missed or delayed EMIs can negatively impact your credit score and future business loan eligibility.
If repayment issues arise, we advise reaching out early to avoid penalties and long-term loan repayment issues.
You can easily monitor EMIs, repayment schedules, and statements through our online dashboard, making business loan repayment management seamless.