Lendingkart offers a monthly repayment option.
Lendingkart offers a monthly repayment option.
Through NACH or other prescribed modes wherein your account will automatically get debited on due dates.
Lendingkart offers loans with durations between 1 to 3 years.
The sanctioned limit for a business loan is determined based on several key factors, including business performance, credit score, cashflow, repayment capacity, and financial stability.
Lendingkart offers business loans specially designed for small and medium enterprises (SMEs). We assess applications based on your business performance, cash flow, and repayment capacity — making the process simple, fair, and fully online
Yes, you can. Lendingkart business loans are versatile and can be used for various short-term business needs such as working capital management, inventory replenishment, purchasing equipment, or meeting operational expenses. They are designed to help businesses manage cash flow efficiently and ensure smooth day-to-day operations.
At Lendingkart, we believe in flexibility. That’s why you can foreclose your business loan anytime — with no pre-closure charges.
A business loan can impact your credit score based on how you manage it. Making timely payments and maintaining financial discipline can help improve your credit score and strengthen your credit profile. However, missed or delayed payments may negatively affect your score
At Lendingkart, all fees and charges are clearly disclosed upfront and communicated to you transparently through the Schedule of Charges available on our website and in your loan documents, such as the Sanction Letter and Key Fact Statement (KFS).
Any change in applicable charges with regards to change in law, regulation or as per our internal policies is also duly communicated to borrowers through their registered contact details.
No, Lendingkart does not charge any pre-closure charges.