In India, Micro, Small, and Medium Enterprises (MSMEs) are the backbone of the country’s economic growth, generating employment and contributing significantly to the GDP. However, accessing credit has often been a significant challenge for such enterprises, especially for startups and small-scale businesses. This is where responsible lending plays a transformative role. At LendingKart, responsible lending […]
GST (Goods and Services Tax) is India’s unified indirect tax system introduced in 2017. The GST rates in India 2026 are based on a simplified GST slab system, designed to replace multiple indirect taxes like VAT, excise duty, and service tax. The updated GST percentage in India is decided by the GST Council, ensuring
Running a business requires constant access to capital, be it to manage day-to-day operations, invest in new opportunities, or expand into new markets. A business loan provides the financial support needed to meet these goals without disrupting cash flow. In India, business owners can apply for loans ranging from ₹5 lakh to ₹50 lakh,
For a long time, the state of Madhya Pradesh (MP) was primarily known for its rich history, magnificent temples, and dense forests. However, in the last decade, a significant shift has occurred. The “Heart of India” has transformed into a thriving centre for commerce. Today, the rise of industrial hubs in the state is
Every year, when the Finance Minister stands up in Parliament to present the Union Budget, small business owners across India lean in a little closer. This time, on 1 February 2026, Nirmala Sitharaman made it clear that MSMEs aren’t just part of the economy, they’re the heartbeat of it. If you’re running a small
On 1 February 2026, India’s Union Budget for the financial year 2026-27 was presented by Finance Minister Nirmala Sitharaman in Parliament. As with past years, the Budget sought to balance fiscal prudence with growth-oriented reforms, but this year’s announcements contained several decisive moves aimed squarely at entrepreneurs, startups and MSMEs. This year’s Business Budget
Agriculture remains the heartbeat of the Indian economy, supporting millions of families across the nation. To provide financial stability to small and marginal farmers, the Government of India launched the PM Kisan Samman Nidhi Yojana. As we step into 2026, the scheme has become more streamlined, digital-focused, and transparent. For many farmers, the quarterly
