Term Loan vs Working Capital Loan: Which One Does Your Business Need?
Every business, whether a startup or an established MSME, faces financial needs at different stages. Sometimes, you need funds to expand, invest in machinery, or open a new branch. At other times, you may simply need cash to manage salaries, rent, or inventory. This is where business loans come into play. Among the most commonly […]
For anyone running a business in India, be it a shop owner, manufacturer, online seller, trader, or new entrepreneur, it’s important to understand what is HSN code in GST and how it works. One of the most essential components of the GST system is the HSN Code. Yet many people still wonder what is
You’ve done it. You’ve taken the exciting leap into the world of business. Your product is ready, your service is polished, and you’re buzzing with energy to make your mark. Your next logical step is to get your business officially recognised by the government, so you head to the MSME Udyam registration portal. You
For companies registered in India, one of the most essential identification details is the CIN number. If you are wondering what is CIN number and why it matters, it plays a crucial role in identifying and verifying a company’s legal existence.. Whether you are a business owner, an investor, a service provider, or simply
Do you have a secret notebook filled with brilliant ideas? A passion for creating beautiful things, a talent for cooking mouth-watering dishes, or a knack for organising things perfectly? For countless women across India, these incredible talents often stay within the four walls of their homes. But what if those walls could become the
When it comes to borrowing, whether for personal use or business expansion, your credit score plays a crucial role. It serves as a snapshot of your financial reliability, a numerical reflection of how effectively you manage credit. Among the various credit bureaus operating in India, CRIF High Mark stands out as one of the
Commercial CIBIL vs Consumer CIBIL: Understanding the Key Differences
As a business owner, you have two distinct financial identities, each with its own report card. One is your personal, or consumer CIBIL score, and the other is your commercial CIBIL score. Understanding the difference between these two is the key to unlocking the funding your business needs to grow. In this blog, we’ll
Impact of Union Budget 2025 on MSME Credit Access and Growth Opportunities
Micro, Small, and Medium Enterprises (MSMEs) are the lifeblood of India’s economy, driving innovation, generating employment, and contributing over 30% to the nation’s GDP. Recognising this, the Union Budget 2025 had earlier introduced several measures to enhance credit accessibility, ease compliance, and create long-term growth opportunities for MSMEs. At LendingKart, we believe these reforms
India is Stuck on the Ground: How IndiGo’s Flight Chaos is Disrupting Businesses Nationwide
Across the country, business travellers are facing a wave of disruptions that have nothing to do with the weather. While winter delays are familiar, what we’re seeing now goes far beyond seasonal inconvenience. A massive surge in IndiGo flight delay incidents and cancellations is gripping the nation, triggered by a new set of rules
Lessons from Pushkar Fair and Other Trade Fairs: Customer Engagement, Stall Management
Trade fairs have always been a powerful way for businesses to showcase their products, connect with customers, and understand market trends. For Micro, Small and Medium Enterprises (MSMEs), such events provide an incredible opportunity to network, generate leads, and build brand visibility, something that digital platforms alone can’t fully replicate. The Pushkar Fair in
Vendor Financing is a strategic financial arrangement that enables businesses to optimise their cash flow and streamline their procurement processes. Unlike traditional financing methods, Vendor Financing is tailored specifically for transactions between a supplier (or vendor) and a buyer (or purchaser), fostering a mutually beneficial relationship. In this comprehensive guide, we’ll delve into the
