In India, Micro, Small, and Medium Enterprises (MSMEs) are the backbone of the country’s economic growth, generating employment and contributing significantly to the GDP. However, accessing credit has often been a significant challenge for such enterprises, especially for startups and small-scale businesses. This is where responsible lending plays a transformative role. At LendingKart, responsible lending […]
The Rise of Women Leaders in Indian Startups: 45% Now Have Female Directors
Take a look at the latest photographs of boardroom meetings across Bengaluru, Mumbai, or Gurgaon. Notice anything different? The sea of navy-blue suits and silk ties is finally being broken up by vibrant colours and diverse perspectives. We are witnessing a quiet, yet powerful revolution. For the longest time, the narrative around Indian startups
Why the Delhi Govt May Waive ₹80 Crore Loan for a Loss-Making MSME Lender and What It Means for Small Business Finance
Recently, a piece of news from the capital has caught the eye of the financial world. The Delhi government is reportedly planning to waive an ₹80 crore loan owed by one of its own entities, the Delhi Financial Corporation (DFC). Why? Because the corporation has been declared financially and operationally obsolete. Now, you might
Three-Pronged MSME Support Plan: Breaking Down Budget 2026’s Credit, Tax, and Compliance Reforms
The dust has finally settled on the Finance Minister’s speech. The TV debates have quieted down, and now comes the most important part for you, the business owner: figuring out what it all actually means. Every year, we hear big numbers and ambitious targets. But this year, the narrative feels slightly different. The government
200 Legacy Industrial Clusters to be Revived: Budget 2026’s Regional Manufacturing Push
India’s industrial strength is reflected in its 200 legacy manufacturing clusters, centres of skilled labour and generations of experience. Yet, many remain held back by outdated technology, weak infrastructure, and inefficiencies that limit their potential in today’s competitive market. To address this, Union Budget India 2026, presented by Finance Minister Nirmala Sitharaman, lays out
If you run a small business in India, you know that cash flow isn’t just a financial term; it is the very breath in your lungs. Whether you are running a textile unit in Surat, a tech consultancy in Bengaluru, or a handicraft workshop in Jaipur, the headlines about the government budget always get
How the Cabinet’s ₹5,000 Cr Equity Boost to SIDBI Will Expand MSME Credit in 2026
The Indian government has taken a major step to strengthen small businesses. In January 2026, the Union Cabinet approved a ₹5,000 crore equity infusion into the Small Industries Development Bank of India (SIDBI), the country’s key institution for MSME financing and development. This move goes beyond funding. It is designed to improve credit growth
