In India, Micro, Small, and Medium Enterprises (MSMEs) are the backbone of the country’s economic growth, generating employment and contributing significantly to the GDP. However, accessing credit has often been a significant challenge for such enterprises, especially for startups and small-scale businesses. This is where responsible lending plays a transformative role. At LendingKart, responsible lending […]
Do you remember the days before July 2017? If you were running a business back then, you probably remember the long queues at state border checkposts, the endless piles of varied tax challans, and the headache of trying to figure out why the tax rate in Maharashtra was different from the one in Karnataka
When you first heard the term EMI, did it sound like just another confusing financial jargon that the banks throw at you? You are not alone. Whether you are buying a new home, financing a car, or funding your business expansion, the word EMI always follows you around. But, once you understand what it
If you walk down any busy street in India, be it the textile lanes of Surat, the auto-hubs of Chennai, or the tech parks of Bengaluru, you are looking at the engine of our economy. But here is the thing about engines: they are made up of many different parts, all working in rhythm.
Integrating AI into Small Businesses: Lessons from the India AI Impact Summit 2026
It wasn’t long ago that the term ‘Artificial Intelligence’ led to images of glossy sci-fi films or multi-billion dollar tech giants in Silicon Valley playing with supercomputers. For the average textile merchant in Ahmedabad or the cafe owner in Pune, AI felt worlds away; something expensive, complicated, and frankly, unnecessary. But the wind is
There is a phrase you hear often in tech circles: “The future is being written in code.” But if you were standing in New Delhi this week, you would have realised that the future is not just being coded; it is being debated, shaped, and reimagined by the very people who will live in
When you look at your salary slip, you see your basic pay, your HRA, and then a little deduction called ‘PF’ or Provident Fund. You know it is your money, and you know it is being saved for retirement, but for many people, that money feels like it disappears into a black hole. If
