Yes. LendingKart evaluates alternative data such as GST filings, bank statements, and business performance alongside credit scores to determine eligibility.
Yes. LendingKart evaluates alternative data such as GST filings, bank statements, and business performance alongside credit scores to determine eligibility.
With LendingKart’s 100% digital process, loan approvals and disbursals usually happen within 3 working days. Timely document submission and accurate details can further speed up the process.
You can log into your LendingKart account at any time to see real-time updates on your application status.
Yes. LendingKart offers MSME loan schemes for new businesses, subject to eligibility, documentation, and cash flow assessment.
Self-employed individuals, MSMEs, and small businesses with at least 12 months of operations and steady revenue can apply.
Your business should show consistent revenue, with turnover requirements varying by loan amount and repayment capacity.
Proprietorships, partnerships, LLPs, and private limited companies with valid registration and financial records are eligible.
Depending on your eligibility and business performance, you can get a loan from ₹5 lakh to ₹35 lakh. The final amount is determined based on your credit score, cash flow, and repayment history.
Yes. LendingKart offers priority processing and flexible terms for women-led businesses.
Yes. LendingKart provides unsecured business loans, meaning no property or asset is required as security.