SIDBI Unveils Fifth Round of MSME Outlook Survey for Oct-Dec 2025
Micro, Small, and Medium Enterprises (MSMEs) play a significant role in India’s economic development by contributing to employment generation, exports, and GDP growth. According to industry estimates, the MSME sector accounts for nearly 30% of India’s GDP and supports millions of jobs across the country. However, despite their importance, MSMEs often face challenges such as […]
Non-banking financial companies (NBFCs) are increasingly popular alternatives to traditional banks for businesses seeking funding. Compared to banks, NBFC business loans often offer greater flexibility and faster approvals. Many NBFCs are willing to customise loan agreement terms based on the needs of a business. This can be particularly helpful for small businesses and new
In recent years, central banks across the world have responded to rising inflation by raising interest rates. Rising interest rate makes borrowing more expensive, which is likely to affect small and medium enterprises (SMEs) more than large corporations. This is because an increase in SME borrowing costs could reduce profit margins and affect budgeting.
Microloans are small loans provided to low-income individuals who need access to traditional financing options. Microlenders, non-profit organizations, or microfinance institutions usually give these loans to help individuals start or grow their businesses. Microloans have become increasingly important for women entrepreneurs facing numerous barriers to accessing traditional financing. In this article, we will uncover
How Voice Biometrics Are Enabling Secure Loan Applications in Rural India
Introduction Farmers and artisans scattered across rural India are finding it easier to secure micro-loans now thanks to voice biometrics in their villages. Instead of carrying voter cards or scrolling through unfamiliar phone menus, a farmer speaks a few words into the handset and the loan app springs into action. Banks rely on the
Over the years, access to credit facilities has seen an uptick in India. As a matter of fact, the credit space has become fiercely competitive with traditional banking institutions, non-banking financial companies (NBFCs) and digital lenders, all trying to capture market share. If you are planning to enter this crowded space, you must have
Small businesses often find it challenging to secure financing for running the day-to-day operations and managing cash flows. Although microfinance loans are one of the many ways through which businesses can bridge the gaps in their finances, many may find even that to be a difficult endeavour due to not being able to meet
Many micro, small and medium enterprises (MSMEs) find it challenging to gain access to unsecured SME loans or other credit facilities in India. This gap in funding often prevents viable MSMEs from growing and realising their full potential. To ensure that small businesses do not face any issues with respect to funding, the Government
The funding environment in India has evolved so much that individuals and entrepreneurs can now get access to funds quickly and seamlessly. While traditional NBFC loans and bank loans are still popular among borrowers, a new alternative option is emerging in the form of peer-to-peer lending (P2P). Peer-to-peer lending for borrowers offers plenty of
Mudra Loan For Small Business Small businesses usually find it difficult to acquire the capital necessary for their growth and development. Since they generally don’t possess any major assets that can be pledged, obtaining business loans without collateral is often the only way to gain access to capital. That said, the reality is that
As a business owner, you might have taken a loan from a bank or a non-banking financial company (NBFC) to expand your operations or meet working capital requirements. In that case, managing your loan repayment schedule is important. If you are managing your equated monthly instalment (EMI) schedules manually, there is a high chance
