In India, Micro, Small, and Medium Enterprises (MSMEs) are the backbone of the country’s economic growth, generating employment and contributing significantly to the GDP. However, accessing credit has often been a significant challenge for such enterprises, especially for startups and small-scale businesses. This is where responsible lending plays a transformative role. At LendingKart, responsible lending […]
Goods and Service Tax, also better known as GST, is one of India’s indirect tax regimes for the consumption and supply of goods and services. GST returns are a form that a taxpayer recorded under the same law must file for every GSTIN. GSTIN is a special 15-digit code assigned to each taxpayer based
Learn about business finance, which encompasses the funding required for business initiation and expansion. Discover more about its types and significance here! What Is Business Finance? Business finance involves managing a company’s financial resources to ensure stability and growth. It’s critical for both day-to-day operations and long-term planning. This field encompasses tasks like budgeting,
People are gradually becoming more and more dependent on the internet. If they need to shop, they would look for the places near them with the lowest prices or carefully go through the reviews before placing an order. This phenomenon represents the lifestyle of today’s people. Why shouldn’t MSMEs (Micro, Small, and Medium Enterprises)
What Is a Working Liquidity Requirement? working liquidity measures a company’s ability to pay current liabilities with current assets, providing insight into its short-term financial health, ability to pay off debts within a year, and operational efficiency. Operational capital, also known as Net Working Capital (NWC), is the difference between a company’s current assets
Digital India is no more a saying. It’s a real thing now. People use the internet to order their necessities, pay off their bills, plan vacations, and whatnot. Almost every industry is taking a step closer to digitization every while. So, why not the customer service? Although it has an e-KYC process, the innovation
The implementation of the Goods and Services Tax (GST) fundamentally restructured the indirect tax system of India, bringing significant changes to almost every economic sector. As we step into 2026, understanding these tax nuances is no longer optional for businesses; rather, it is a survival imperative. This comprehensive tax was created by consolidating all
