In India, Micro, Small, and Medium Enterprises (MSMEs) are the backbone of the country’s economic growth, generating employment and contributing significantly to the GDP. However, accessing credit has often been a significant challenge for such enterprises, especially for startups and small-scale businesses. This is where responsible lending plays a transformative role. At LendingKart, responsible lending […]
Introduction Kishor loans are perfect for young entrepreneurs who are just starting out but do not have a shiny credit score or a fancy paycheck. Kishor loan schemes are available at banks, NBFCs, and even microfinance joints. The best part is that they do not drown you in paperwork and the interest rates are
After multiple years and rounds of negotiation and deliberation, the India-UK trade deal was finally signed on July 24, 2025. The landmark agreement between the two nations is poised to significantly reduce tariffs and streamline trade regulations. For Indian SMEs, specifically, this agreement presents a monumental opportunity. Thanks to the free-trade agreement, domestic businesses
Obtaining a loan is a major financial decision. If you are not careful, you may find yourself facing a debt that you cannot manage or repay seamlessly. This is why it is crucial to read the fine print in loan agreements and ensure you understand all the nuances of the credit facility you choose.
Running a business often means juggling endless decisions, and one of the biggest ones is how to fund growth. Whether it’s upgrading equipment, managing cash flow, or grabbing a new opportunity, the right loan can make all the difference. Fortunately, the Indian lending landscape has evolved rapidly, with both traditional lenders and new-age digital
An unexpected minor surgery, a sudden home repair, or even a broken phone that needs to be replaced: these are all unforeseen costs that you may have to deal with. If you have some disposable funds, you’ll find it easy to take care of these big-ticket expenses. However, what if you do not have
Startup Loan vs Bootstrapping: Which Is Better for Indian Entrepreneurs?
Indian startups, like all fledgling enterprises, require funds to operate. Typically, any company that is seeking funds to support its initial run has two main options to choose from: bootstrapping and fundraising. For Indian entrepreneurs who are venturing into the market of their choice, choosing between these two startup financing options is a crucial
