In India, Micro, Small, and Medium Enterprises (MSMEs) are the backbone of the country’s economic growth, generating employment and contributing significantly to the GDP. However, accessing credit has often been a significant challenge for such enterprises, especially for startups and small-scale businesses. This is where responsible lending plays a transformative role. At LendingKart, responsible lending […]
The Credit Shift: Why Small Businesses Are Moving Away From Traditional Banks
The landscape of lending in India has witnessed a drastic change in the last few years. The banks are usually the first preference for the modern entrepreneur. Instead, a massive migration is happening. From the bustling tech hubs of Bangalore to the local manufacturing units in Ranchi, small businesses are turning their backs on
Vibrant Gujarat Global Summit Jan 2026: Funding Tips for MSMEs to Grab Deals & Partnerships
For a Micro, Small, or Medium Enterprise (MSME) owner, the Vibrant Gujarat Global Summit 2026 is the “Olympics of Business.” It is the place where a small factory in Rajkot or a tech start-up in Ahmedabad can find a partner from Germany or an investor from Japan. But with thousands of businesses competing for
Look around you on the roads today. You’ll notice a quiet revolution is underway. The subtle hum of electric vehicles (EVs) is steadily replacing the roar of petrol and diesel engines. This isn’t a distant future; it’s happening right now. And with this massive shift comes a once-in-a-generation business opportunity: building the petrol pumps
If you are a business owner, keeping your MSME registration updated is essential to continue receiving government benefits. Many entrepreneurs often search for UDYAM registration renewal, but the process is slightly different from traditional renewals. In reality, businesses need to perform a Udyam registration update instead of renewal. Whether you want to complete UDYAM
Across India, there are millions of women with brilliant ideas. A secret recipe for pickles that could become a beloved brand. A talent for tailoring that could transform into a fashionable boutique. A passion for teaching that could blossom into a thriving coaching centre. For too long, these incredible dreams have been locked away,
RBI’s Latest Lending Guidelines for NBFCs: What Small Business Borrowers Must Know
For years, NBFCs have been the go-to funding source for Indian small businesses needing speed and flexibility. But as we stand in December 2025, the rules of the game have changed. The Reserve Bank of India (RBI) has implemented stringent RBI guidelines for NBFCs, shifting the focus from mere growth to absolute transparency and
